Financing

Fisherman Financially Approved

Do you need a new outboard for your existing vessel? Do you need a full new boat and motor package? Are you interested in a used boat, but would like a new outboard? We have great finance options available through the three outboard manufacturers that we carry. Yamaha has some of the most flexible terms, Honda is the most aggressive, and Tohatsu falls in the middle. One thing that makes Yamaha so flexible is that they allow the financing of a used boat AND used motor package. Honda and Tohatsu both require a brand new motor to be purchased with a new or used boat in order to qualify for financing on a boat and outboard package.

For any financing related questions, you will first need to speak with our sales team. After answering any preliminary questions, you will need to have a quote prepared based off your purchase needs. Once a quote has been set-up, the pre-approval process can proceed which includes a credit check. Typically, we can include rigging and other accessories under the total financed amount. Once you are pre-approved, a minimum of 10% down will be required and the documents will need to be signed at our dealership physically. No email or digital signing is allowed for outboard financing. To begin the approval process, please call our sales team at (805) 644-6290 X299.

Yamaha Prime Installment | Terms and Details

  • Required Down Payment: 0 - 10%*
  • Minimum Finance Amount: $10,000
  • Max Term Length: up to 144 - 180 Months*
  • APR for New Units: as low as 6.74% - 16.74%*
  • APR for Used Units: as low as 7.99% - 16.99%*
  • No Prepayment Penalty
  • Financing available with purchase of New or Used Yamaha Outboard
  • Financing available for Outboard only or Complete New/Used Boat Package including taxes, fees, licensing, accessories, options, etc.
  • *Depending upon credit worthiness

Yamaha Card | Terms and Details

  • Required Down Payment: 0 - 10%
  • Max Finance Amount: $9,999
  • APR for New Units: as low as 4.99% - 14.99%*
  • Term Length: 60 Months
  • No Prepayment Penalty
  • Financing available with purchase of New Yamaha Outboard Only
  • *Depending upon credit worthiness

Honda Installment | Terms and Details

  • Required Down Payment: 10% Minimum*
  • Minimum Finance Amount: $1,000
  • Minimum Monthly Payment: $100
  • Max Term Length: up to 180 - 240 Months
  • APR for Outboard Only: as low as 5.24% - 10.24%*
  • APR for Package Only: as low as 5.24% - 10.24%*
  • No Prepayment Penalty
  • Financing available with purchase of New Honda Outboard or New Honda Outboard with New Boat Package
  • *Depending upon credit worthiness

Tohatsu Boat Finance | Terms and Details

  • Required Down Payment: 0 - 15%
  • Minimum Finance Amount: $2,000 - $5,000
  • Max Finance Amount: $75,000
  • APR for New Outboard Only: 5.99% - 15.99%*
  • APR for New Package (Boat + Outboard): 6.99% - 13.99%*
  • Max Term Length (Outboards): 60 Months
  • Max Term Length (Packages): 120 Months
  • No Prepayment Penalty
  • Financing available with purchase of New Tohatsu Outboard
  • Financing available for New Tohatsu Outboard with New Boat
  • *Depending upon credit worthiness